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Captain

Captain

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5.7K Messages

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120 Points

Friday, September 29th, 2023 2:06 PM

Remember the importance of your Monitoring Certificate with Insurance!

After 38 years I left my insurance company and started with a new one, pocketing almost 50% in annual savings with better coverage. What was interesting was the conversation about my Simplisafe system with the agent. Yes, a monitored system, check, for burglary. Discount. Smoke and Co sensors; nice, discount. Temperature sensors? Yep, discount....drum roll please, how about those six water sensors? Grand slam, as the agent explains water damage is the #1 cause for claims. Total discount: $417 bucks that remains in my pocket.

Highly recommend you do a policy review with your insurance provider to make sure you are getting every dollar you are entitled to! And thanks SS, all contributions are glady accepted! :-)

Advocate

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724 Messages

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20 Points

5 months ago

I just paid mine for the year this month (well, last month now – September). I honestly cannot believe I did not remember to ask. That is an incredible saving. I have found that shopping rates before every renewal is the only way to go post-pandemic. I have always done so, but not nearly as often. But with everyone increasing rates and prices for everything, it makes more sense now than ever.

 

I was going to pay my automobile insurance soon without rate shopping. Thank you, Captain, for the reminder.

Captain

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5.7K Messages

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120 Points

@shiherlis Your welcome but having been with my carrier for 38 years, I doubt I am that good of a reference. You are the one that shops each year.  I did it occasonally (maybe every 5 years) and they did offer lower rates but not not this time.  Amazing how nervous I was actually switching after all that time for insuarnce carriers but still remember how easy it was to switch to Simplisafe after 10+ years with ADT. :_)

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